The Challenge
Agents Are Smart—But Not Rewards-Smart
Agentic commerce is changing how people shop—but lack contextually relevant rewards optimization to boost purchase outcomes.
Consumers miss rewards, cashback, or trust due to unclear or no financial recommendations.
How Uthrive can help?
- Show best-card advice in-agent to boost checkout confidence.
- Highlight earned or missed rewards instantly by merchant or transaction.
- Recommend cards based on user goals—miles, points, or cashback.
- Auto-apply linked offers and savings behind the scenes.
Business Impact
Unlock More Value from Every Transaction
Bring financial intelligence into embedded commerce to maximize lift.
- Increase cart-to-checkout conversions with value-driven nudges
- Build long-term loyalty with hyper-relevant, embedded financial insights
- Monetize through interchange uplift or shared offer economics
Why Uthrive?
Built to Power Smarter Spend Experiences
The infrastructure layer for rewards-aware agentic commerce.
Proprietary merchant-
rewards intelligence
dataset
Real-time API
for best card and
rewards logic
Built for scale:
Structured, verticalized,
and AI-ready
Works across consumer
cards, spend categories,
and banks
