Top Reasons to Get This Card
No Annual Fee for the first 12 months
If you are looking for a business card with no annual fee, then this Capital One business credit card is a good choice, as it has no fee for the first 12 months, after that you pay $95 each year.
Great Rewards
You can earn:
- 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account.
The rewards are unlimited and don’t expire!
Capital One Spark Miles for Business Welcome Offer
Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within 3 months from account opening
Great for Business
Your employees will get free cards too, and you still earn rewards on their purchases. It’s simple to customize spending limits on employee cards. You can also track all of their transactions.
Get a year-end itemized report of spending and get access to a downloadable purchase record.
Other Benefits
- Looking to take your card overseas and wondering – does capital one spark have foreign transaction fees? The answer is no. So, it’s another benefit for international travel.
- You can transfer your miles to over 15 travel loyalty programs or redeem them instantly for any travel-related purchases like hotels, flights, ridesharing, etc.
- You can also fly through security with one statement credit for up to $120 Global Entry application fee or the $85 TSA PreCheck® application fee
Pros and Cons
Pros
- It is one of the easiest business credit cards to get
- You can earn rewards on every purchase, and there are no limits
- Better employee expense management with free cards for employees
Cons
- No Intro APR
- It might not be the best option if you spend more on specific categories and looking for higher rewards on those purchases
Is This the Right Card for You?
The Capital One Spark Miles for Business for Business is among the best business credit cards if you want to earn flat rewards on every purchase. It is flexible and straightforward, and stands out for hassle-free rewards experience preferred by many businesses.
The rewards add up quickly, consider this: If you spend $5,000 each month on this card, you will earn 5000*12*2 = 120,000 miles which can be worth $1,200 – and easily outpaces Capital One Spark Miles for Business annual fee of $95.
Bottom line is, this card gives you a generous welcome offer, a simple reward system, and many additional benefits for your business that are hard to ignore. This is a card that you won’t regret getting.
FAQs
What is Capital One Spark Miles for Business?
Capital One Spark Miles for Business is a great choice for business owners who travel repeatedly and want to earn double miles on their purchases.
The miles are easy to redeem and don’t expire!
How to redeem Capital One Spark Miles for Business?
The process of redeeming Capital One Spark Miles for Business is easy. You need to sign into your account online, or you can use the Capital One mobile app.
After that, you need to click on the “View Rewards” button.
You can also click on the rewards total at the top of the page.
Once you do that, you will see a complete list of all the available reward redemption options.
Is Capital One Spark Miles for Business a Visa or MasterCard?
Yes, the Capital One Spark Miles for Business is a MasterCard and not a Visa card. The card is accepted by about 11 million merchants in the US and over 200 nations and territories across the globe.
How to use Capital One Spark Miles for Business?
There are many ways to redeem Capital One Spark Miles for Business miles. Some of them are:
- You can transfer the rewards
- You can book a trip
- You can get gift cards
- Redeeming for cash is also an option
- You can shop with the rewards you earn
- You can even share the rewards with others
How much are Capital One Spark Miles for Business worth?
The worth of Capital One Spark Miles varies, but as a general estimate, they are worth 1 cent per piece.
You can get as much as 1.4 cents worth from Capital One Spark Miles for Business when you choose to redeem with Capital One transfer partners.
What are Capital One Spark Miles for Business worth?
In most cases, the Capital One Spark Miles are worth 1 cent each.
So, if you want to get a $200 flight, you need to spend at least 20,000 miles.
How much is 5000 Capital One Spark Miles for Business worth?
As per an average estimate, the worth of 5,000 Capital One Spark Miles for Business is about $48.5.
The worth actually varies according to the redemption method you choose.
We recommend redeeming via Capital One partners to get the maximum worth and value for each mile.
Do Capital One Spark Miles for Business expire?
No, the miles won’t expire as long as your card is active.
You can even transfer the Capital One Spark Miles for Business to another account if you intend to close the card and avoid the expiration of miles.
How many miles do you get with Capital One?
It depends on the card you have. If you have Capital One Spark Miles for Business, you will earn 2X Miles per dollar for every purchase and 5 Miles per dollar on rental cars, vacation rentals and hotels that are booked through Capital One Travel.
Is Capital One Spark Miles for Business a good card?
Yes, Capital One Spark Miles for Business is a good card as it offers you 2X Miles per dollar on every purchase and 5 Miles per dollar on hotels, vacation rentals, and cars you book via Capital One Travel.
There is no annual fee for the first year and a 50,000 miles bonus too.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
