Top Reasons to Get This Card
No Annual Fee
Ink Business Unlimited® Credit Card annual fee is zero, so you keep the card for free, forever!
Chase Ink Business Preferred Welcome Offer
bonus_miles_full
Great Rewards
This card offers unlimited 1.5% cash back on every purchase.
Intro APR
Looking for payment flexibility? Ink Business Unlimited® Credit Card intro APR is intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type, on any purchases you make with the card.
Other Benefits
- You can spend the rewards in different ways including redeem for travel, git cards or cash back with Chase Ultimate Rewards portal
- Get the rewards in the form of a direct deposit into almost every U.S. checking and savings account or a statement credit.
Pros and Cons
Pros
- intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
- Multiple ways to earn and maximize the rewards (which are unlimited)
Cons
- You need to spend a high amount to get the sign-up bonus.
- You get no travel protections.
Is This the Right Card for You?
Going for the Ink Business Unlimited® Credit Card is a smart decision if you like a simple card with flat rewards and want to avoid complicated bonus category terms.
The cash back adds up quickly – consider this: With an average $5,000 monthly spend on this card, you would earn $5,000*12*1.5% = $900, making this no annual fee card one of the best cash back rewards cards for businesses.
The Ink Business Unlimited® Credit Card requirements for approval would need a good (or excellent) credit score to get the card. Generally you can expect a good Ink Business Unlimited® Credit Card credit limit.
The bottom line is, an appealing welcome bonus, zero annual fees, and an introductory intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type make it a great business card, you will never regret getting.
FAQs
What is Ink Business Unlimited® Credit Card?
Ink Business Unlimited® Credit Card is a credit card for businesses that offers a decent reward rate and has no annual fee. It allows you to earn 1.5% cashback on all purchases and there are no reward categories!
Does Ink Business Unlimited® Credit Card have foreign transaction fees?
Yes, Ink Business Unlimited® Credit Card has a foreign transaction fee of 3%. So, you need to be careful if you use this card at a location outside of the US.
Is Ink Business Unlimited® Credit Card a good card?
Yes, Ink Business Unlimited® Credit Card is a good credit card for businesses that want a stress-free rewards credit card and don’t want to pay an annual fee.
It lets you earn 1.5% cashback on all purchases.
It also offers employee cards at no extra cost and allows you to earn 5$ cashback on Lyft rides.
How do I earn a $750 bonus cash back with Ink Business Unlimited® Credit Card?
With Ink Business Unlimited® Credit Card, You will bonus_miles_full
You can spend the money on business travel, buying office supplies, paying telephone, cable, and internet bills, and making other legitimate business expenses like spending on equipment such as a new laptop, or a computer desk for business use.
What is the minimum payment on Chase Ink Business Unlimited?
The minimum payment of the Ink Business Unlimited® Credit Card is 2% of the statement balance or 1% of the statement balance and added fee and interest.
You need to pay the greater amount. If you miss a payment, Chase will add a late fee to your next minimum payment.
How hard is it to get a Ink Business Unlimited® Credit Card?
You need to have a credit score of 670 or more to get a Ink Business Unlimited® Credit Card.
It would be best if you also had a decent income, a good credit history and were prepared for a hard inquiry by Chase.
Which card is better, Ink Business Unlimited® Credit Card or Ink Business Preferred® Credit Card?
Both the Ink Business Unlimited® Credit Card and card_name are good options for small business owners. Which one you need depends on your requirements.
For instance, if you want a higher earning potential, you need to choose the Ink Business Unlimited® Credit Card which has 3X points categories (compared to 1.5% cashback).
Similarly, if you want a credit card with no annual fee, the Ink Business Unlimited® Credit Card is a better choice as the Preferred card has an annual fee of $95.
Uthrive has partnered with CardRatings for our coverage of credit card products. Uthrive and CardRatings may receive a commission from card issuers.
