Top Reasons to Get This Card
0% Intro Apr
0% intro APR for 12 months on purchases and 21 months on balance transfers is a decent reason to get this card.
No Annual Fee
If you are wondering about the Citi® Diamond Preferred® Card annual fee, there is none, ever!
Explore Experiences with Citi Entertainment®
Enjoy special access to purchase tickets to scores of events like sporting events, concerts, dining experiences, etc., with Citi Entertainment®.
Other Benefits
- Get access to free FICO® Score
- Enjoy 24-hour fraud protection
- EMV Chip Technology lets you enjoy contactless and chip-enabled pay
Pros and Cons of card_name
Pros
- A simple and cost-effective card for debt reduction.
- Beneficial for people with debt on a high-APR card
Cons
- Citi® Diamond Preferred® Card foreign transaction fee is at 3%
- There is no rewards program, so you can’t earn any reward even if you transact frequently
Is this a good Card for You?
Citi® Diamond Preferred® Card is meant for you if you want pay off debt in a hassle-free manner. This affordable card for debt reduction allows you to pay off debt over a longer period.
It offers intro_apr_rate,intro_apr_duration on balance transfers and 0% intro APR for 21 months on purchases and has no annual fee. Both these Citi® Diamond Preferred® Card benefits overshadow the fact that the card has no rewards program.
There are many good reasons to choose this card, and the access to Citi Entertainment events and experiences is an added benefit that makes the card more attractive. Overall, it’s a smart choice for people looking for an affordable card for debt reduction.
Citi Diamond Preferred Card FAQs
What is the Citi® Diamond Preferred® Card?
Citi® Diamond Preferred® Card is a credit card that helps you to take a break from paying interest thanks to it’s low Intro APR on balance transfers and purchases. It also has no annual fee.
Is Citi® Diamond Preferred® Card a good card?
Citi® Diamond Preferred® Card is a good card for people looking for payment flexibility over an extended period of time.
It allows you to get a intro_apr_rate,intro_apr_duration and a low Intro APR on balance transfers for 21 months.
Does Citi® Diamond Preferred® Card have foreign transaction fees?
Yes, the Citi® Diamond Preferred® Card credit card has a foreign transaction fee of 3%.
So, for every transaction you make at a foreign location, a 3% fee will be charged by the card issuer.
Does Citi® Diamond Preferred® Card have an annual fee?
No. Citi® Diamond Preferred® Card doesn’t have an annual fee.
It is a great card for people who want 0% APR on purchases and balance transfers for a few months.
Does Citi® Diamond Preferred® Card have cashback?
No, the Citi® Diamond Preferred® Card doesn’t earn a cashback as it’s a credit card meant to offer a break from paying interest thanks to the 0% APR offers it has.
How to do a balance transfer with Citi® Diamond Preferred® Card?
To do a Balance Transfer through a City card, like the Citi® Diamond Preferred® Card, you need to log into your online account, click on Payments and Transfers located at the top, and Select Balance Transfers.
Then, you need to select “View Available Balance Transfer Offers and click on the relevant offer to get started.
Is Citi® Diamond Preferred® Card a Visa or MasterCard?
The Citi® Diamond Preferred® Card is a Mastercard, not a Visa.
Is the Citi® Diamond Preferred® Card hard to get?
The Citi® Diamond Preferred® Card can be hard to get for many people as you need a credit score of over 700, a good credit history, and a decent annual income to qualify for the card.
Is the Citi® Diamond Preferred® Card card metal?
The Citi® Diamond Preferred® Card is not metal.
The only metal card Citi offers is the Citi® / AAdvantage® Executive World Elite Mastercard.
What is the difference between Citi Simplicity and Diamond Preferred?
Though both the cards have some commonalities, like 0% APR on balance transfers, Simplicity has a smaller balance transfer fee and also offers late-payment forgiveness.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
