Top Reasons to get This Card
Chase Chase Freedom Flex℠ Welcome Offer
Cardholders can earn a good $200 Welcome Bonus after spending $500 in the first three months of getting this card.
No Annual Fee
Another excellent feature of your Chase Freedom Flex℠ card is that you don’t have to pay any annual fee. Hence, it is a great credit card for individuals who want to earn cash back rewards for their spending without paying annual fees.
Chase Freedom Flex℠ Bonus Categories
You get the advantage of collecting extra cashback rewards by choosing from the popular rotating spending categories like grocery stores, gas stations, and online shopping every quarter. 5% cashback on combined purchases of up to $1,500 on bonus categories after you activate.
Robust Cashback Rewards Structure
Apart from the 5% Chase Freedom Flex℠ Bonus Categories, one can earn cashback on the following:
- 3% Cashback on Drugstore Purchases
- 3% Cashback on and Dining at Restaurants (including takeout and eligible delivery service)
- 1% Cashback on all other purchases
Chase Ultimate Rewards Program
It earn 5% Cashback on all your travel purchased via Premier Chase Ultimate Rewards System. You can redeem your Chase Freedom Flex℠ Rewards for Cashback, Gift Cards, Travel, and more.
Other Perks
Enjoy Cell Phone Insurance of up to $800 per claim and Cell Phone Protection of $1,000 per year against damage or theft of phones.
- Chase Freedom Flex℠ Travel Insurance includes Auto Rental Collision Damage Waiver, Trip Cancelation/Interruption Insurance, Extended Warranty, Purchase Protection, and more.
- Get $5 off Fandango Movie Tickets or at-home purchases when buying two movie tickets.
- Earn a $5 Lyft Credit every month once you pay for three rides with your card within a calendar month. The credit will automatically apply to the next ride and will be capped once each month.
- Free ShopRunner Membership for Free Returns and Two-Day Shipping with over a hundred online retailers.
Is This the Right Card for you?
Overall, the Chase Freedom Flex℠ is an excellent choice for those looking for a versatile cash-back credit card with many benefits and protections. The card has a unique blend of year-round and quarterly-rotating rewards categories which are relevant for everyday spending.
It may be especially appealing to frequent travelers who want to avoid an annual fee and becomes a powerful point-earner when paired along with a premium Chase travel card.
You can even maximize your rewards earnings by combining it with other cards such as card_name, card_name or Chase Sapphire Reserve®.
FAQ’S
What is Chase Freedom Flex℠?
Chase Freedom Flex℠ is a solid credit card that lets you Earn a good $200 Welcome Bonus after spending $500 in the first three months of getting this card.
It also offers 5% cashback on grocery store and gas purchases.
It also has no annual fee and 0% Intro. APR for 15 months, then 20.49% – 29.24% variable.
How much is Chase Freedom Flex℠ credit limit?
The credit limit of Chase Freedom Flex℠ varies on the basis of your income and credit history.
It can be as low as $500 and as high as more than $20,000.
Does Chase Freedom Flex℠ have foreign transaction fees?
Yes. As a Chase Freedom Flex℠ holder, you need to pay a foreign transaction fee of 3% on all international transactions.
Is Chase Freedom Flex℠ a good credit card?
Yes. Chase Freedom Flex℠ can be considered a good credit card as it offers decent cashback (5, 3, and 1% on different categories), has no annual fee, and an Intro APR of 0% for 15 months on balance transfers and purchases, then 20.49% – 29.24% variable.
Also, the cashback rewards won’t ever expire!
How to use Chase Freedom Flex℠?
There are many ways to use the Chase Freedom Flex℠ Card. You can use it for grocery shopping and at gas stations to get 5% cashback.
You can use it at restaurants and drug store purchases to earn 3% cashback, and you can use it at all other places to get 1% cashback.
You can also use it to make the most of 0% APR on purchases and balance transfers for 15 months, then 20.49% – 29.24% variable. It can also be used to get a $200 bonus within three months.
Which is better, Chase Freedom Unlimited® or Chase Freedom Flex℠ ?
The answer depends on your requirements.
If you want a card that doesn’t require activation of 5% cash back on bonus categories, you can go for Chase Freedom Flex℠ which offers up to 5% cash back on travel, dining, drugstores etc.
In contrast, if you want a 5% cashback on rotating categories, Chase Freedom Flex℠ is a good choice.
Can I have Chase Freedom Unlimited® and Chase Freedom Flex℠ ?
Yes, you can have both. Chase Freedom Flex℠ and card_name at the same time, given you meet the required eligibility criteria.
Can I have Chase Freedom Flex℠ and Chase Freedom Unlimited®?
Again, it would be best if you met the eligibility criteria for both card_name and Chase Freedom Flex℠ to get both cards at the same time.
Remember, Chase won’t stop you!
Can you downgrade Chase Sapphire Preferred® Card to Freedom Flex?
Yes, you can downgrade the card_name to Chase Freedom Flex℠. You can do it online at this link- https://www.chase.com/digital/login-secure-message or by calling (800) 945-2000.
Can you get Chase Freedom Flex℠ with no credit?
Usually, you need a credit score of 670 or higher to be eligible for a Chase Freedom Flex℠ credit card.
There might be exceptions. It would help if you talked to the customer service team of Chase by visiting chase.com/customerservice.
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