Top Reasons to Get This Card
No Annual Fee for the first year
When it comes to card_name annual fee, You don’t need to pay an annual fee for a year while enjoying amazing cashback and perks daily, after that annual fee will be $95**.
Great Rewards
If you are thinking which credit cards are best for cash back, card_name gets you:
- 6% cash back at U.S. Supermarkets (up to $6,000 per year in purchases, then it slides to 1%)
- 6% cash back on select U.S. streaming subscriptions with no cap
- 3% cash back on gas
- 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more
- 1% cash back on all other purchases
Blue Cash Preferred Welcome Offer
The card_name welcome offer gets you to bonus_miles_full.
If you are wondering is Amex Blue Cash Preferred metal card, this card is made of heavy plastic.
You can tap or swipe your new card at all the popular places without worrying that does card_name work at Walmart or Sam’s Club. However, it earns only 1% at these wholesale and big box retailers. Lastly, if you are thinking does card_name work at Costco – the answer is no, only Visa cards are accepted at Costco.
Other Benefits
The card_name benefits stretch beyond just credit card cash back offers, including:
You get up to $84 a year in credit if you subscribe to the Disney Bundle**. You get it in the form of $7 monthly statement credits. The Disney Bundle offers a complete entertainment package, including Disney+, Hulu, and ESPN+.
You can avail of up to $120 a year in credit for on-demand fitness provider Equinox Plus**. It can be availed in the form of $10 monthly statement credits.
You can also get VIP access at events, sports, music, and event ticket presales.
Lastly though card_name doesn’t earn membership rewards, the cash back is earned in the form of reward dollars which can be redeemed as statement credits.
Pros and Cons
Pros
- Amazing cashback rewards make it among the highest cashback credit cards available today.
- card_name is not a charge card, you can carry a balance with this card
- No annual fee for a year means your card is literally free!
Cons
- If you are wondering, does card_name have foreign transaction fees, It might not be a great option for international travel, as there is a 2.7% foreign transaction fee**.
Is This the Right Card for You?
The card_name is a perfect fit for families or individuals who spend U.S. supermarkets, gas, transit, or streaming services and looking for credit card with cashback offers. Every time you visit the grocery store, you can indulge a little and come back with a smile as you earn cashback on everything from salad to paper towels.
For instance, if you spend $100 a week on groceries, that adds up to $100*52*6% = $312, which is one of the highest cash back on groceries. If you spend $100 a week on gas, tolls, parking, subway etc., it will yield another $156 cash back per year – another way how to beat inflation on everyday expenses.
Like all cards from American Express, you can stay on top of your credit score with useful features like free credit score, credit report alerts, and credit score updates. Simply go to your Amex online account to track cash back on every credit card transaction easily and choose to pay over time for transactions over $100 with Plan It for a small fee.
You pay $0 annual fee for the first year, but after that if you are wondering Can I downgrade my card_name to blue cash everyday – the answer is yes, you get cash back benefits albeit at a lower level for no annual fee.
And if you are considering Can you upgrade from card_name to Gold card or Platinum card, it’s not possible as those cards offer Membership Rewards points, you will have to apply for those cards.
card_name benefits such as Disney+ and Equinox make it a wholesome offering with something for everyone in the household.
The bottom line is, if you spend regularly on everyday expenses, this card will certainly earn more cash back. Numbers add up quickly which answers the question – is card_name worth it. Won’t you agree?
American Express Blue Cash Preferred FAQ’s
Does Blue Cash Preferred® Card from American Express have foreign transaction fees?
Yes, card_name has a 2.7% foreign transaction fee.
It should be paid on every international transaction you make when you are out of the USA.
Is Blue Cash Preferred® Card from American Express metal?
Is Blue Cash Preferred® Card from American Express worth it?
The card_name is definitely worth it because it offers 6% cashback on up to $6,000 spent at US supermarkets.
So, $100 per week spent on groceries could get you $100*52*6% = $312 in cash back every year.
It also offers 6% cashback on specific US streaming subscriptions, so $100 per month on subscriptions could get you $100*12*6% = $72 in cash back every year.
You also earn 3% cash back on Gas and transit and 1% on every other purchase.
Is Blue Cash Preferred® Card from American Express hard to get?
To get an card_name, you need a FICO score of 670 or more.
In addition to that, you need to have sufficient income to be able to pay back the money you spend with the card.
Which card is better, AmEx Gold or Blue Cash Preferred® Card from American Express?
People who tend to spend a lot on dining prefer the AmEx Gold card as it offers better returns on restaurant spending (4X) than the card_name, which only lets you earn 1%.
In contrast, people who spend more on groceries find the Blue Cash Preferred is a better option as it offers the opportunity to earn 6% cash back at U.S. supermarkets, while the AmEx gold offers only a 4X points on grocery shopping.
Also, Amex Gold card annual fee is $250, while Blue Cash Preferred has an annual fee of $0 for the first year, $95 after that.
Hence, which card is better depends on the personal preferences of the users.
What is the annual fee for Blue Cash Preferred® Card from American Express?
The card_name has an annual fee of $0 for the first year. It changes to $95 after that period.
What is the maximum limit for Blue Cash Preferred® Card from American Express?
The credit limit of card_name varies based on different factors like your income, credit history, etc.
The range is normally from $1,000 to $15,000 but could be higher.
Can I downgrade my Blue Cash Preferred® Card from American Express?
Yes, you can downgrade the card_name.
Just remember that your current account has to be a year older, and the other card you choose should be from the AmEx card family.
For instance, you can choose Blue Cash Everyday which has no annual fee.
Can you upgrade Blue Cash Preferred® Card from American Express to gold?
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Uthrive has partnered with CardRatings for our coverage of credit card products. Uthrive and CardRatings may receive a commission from card issuers.
