Top Reasons to Get This Card
No Annual Fee
The card has no annual fee, so you don’t need to worry about maximizing the rewards to justify the annual fee.
Straightforward Rewards
Every dollar you spend on purchases will get you two membership reward points till you reach the cap of $ 50,000 per year.
Once that limit is exceeded, you get one membership point.
Intro APR as a Welcome Bonus
bonus_miles_full
With this American Express business card, you also get 0% APR on purchases for 12 months.
After that duration is over, it will change to an ongoing APR of 18.49%-26.49% (Variable and based on your credit score)
You Can Overspend, Occasionally
The card expands your buying power and gives you some wiggle room. You can spend more than the credit limit occasionally.
How much you can overspend and how often depends on your credit history, card use, and payment information provided when you sought the card.
Pros and Cons
Pros
- No annual fee and a decent intro APR
- Access to several transfer partners
Cons
- The answer to card_name foreign transaction fee is yes, as the card has a foreign transaction fee of 2.7%
- There are spending caps on the rewards you earn
Is This the Right Card for You?
When someone asks is card_name good for small business owners, the answer will always be yes. This card has zero annual fees, intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type, and a decent rewards rate. You also get some flexibility with regard to overspending.
Though the answer to can anyone get card_name is no, you can get it as a small business owner if your credit score is over 690. It is a great choice for people who want to earn rewards and avoid the hassle!
FAQs
How to apply for The Blue Business® Plus Credit Card from American Express?
The simplest way to apply for card_name is via an online form. Just make sure that you have the following information handy to make it easier.
- The legal name of your business
- Your businesses’ tax ID
- The legal structure of your business
- Your role in the business
- The age of the business
- The industry in which your business operates
- The mailing address, number of employees and the annual revenue of your business
- An expense estimate
How to get The Blue Business® Plus Credit Card from American Express?
To get an card_name card, you need to meet these criteria:
- You need to be 18 years old or more
- You need proof of income
- A good credit is also needed
- You need to have a business or work as a freelancer
- You need a US address and contact number
Is The Blue Business® Plus Credit Card from American Express a charge card?
card_name is not a charge card.
You must pay the balance every month to avoid paying additional fees and penalties.
Is The Blue Business® Plus Credit Card from American Express a good card?
Yes, card_name is a good card for business owners with a small annual budget.
It has no annual fee, offers a good rewards rate, and an Intro APR of intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
Is it hard to get an The Blue Business® Plus Credit Card from American Express?
If you have a good credit score, getting an card_name would not be hard.
Your credit score must be between 670 to 850.
The higher, the better the probability of you getting the card. A steady income and good credit history also help.
What is the limit on The Blue Business® Plus Credit Card from American Express?
The yearly limit on card_name is $50,000. It could be low for businesses that spend over $4,000 to $5,000 per month.
Is The Blue Business® Plus Credit Card from American Express metal?
Like many other credit cards, card_name is made of plastic. It is not a metal one.
What are the rewards on the The Blue Business® Plus Credit Card from American Express?
The rewards on card_name are decent. You earn two membership rewards for each dollar you spend, with a cap of $50,000.
Usually, these reward points are worth 0.5 cents and 1 cent each. Their worth depends on how you redeem them.
What is the difference between The Blue Business® Plus Credit Card from American Express and Blue Business Cash?
card_name earns membership rewards, while the Blus Business Cash earns cashback.
It would be best if you decided which one is better for you depending on how you like your rewards.
What credit score is needed for the The Blue Business® Plus Credit Card from American Express?
To qualify for card_name, you need to have a credit score of at least 670.
Having a credit score of 700 or more improves your chances of approval.
Do I need to own a business to get the The Blue Business® Plus Credit Card from American Express?
You don’t need to have a formal and registered business like an LLC, corporation, or partnership to be eligible for AmEx Blue Business Plus.
However, it would be best if you were in business. Even freelancers, gig workers, and sole proprietors can qualify for this card.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Uthrive has partnered with CardRatings for our coverage of credit card products. Uthrive and CardRatings may receive a commission from card issuers.
